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ScamSmart

The FCA are working
to protect you

Identity fraud and investment fraud are on the rise and the tactics of fraudsters continue to evolve at an alarming rate.

Some simple security procedures you can follow include:

  1. Do not do your banking in public places and definitely not on public Wi-Fi  (establishing bogus public Wi-Fi hotspots is a way for criminals to access devices and information)
  2. Never respond to unprompted banking messages unless you are absolutely certain the request is genuine
  3. Be very aware of the domain names used and the security signs visible in a browser.  Make sure you log on to a banking website at a web address you know, not via a link
  4. Never provide any banking details to a third party you do not know or are unsure about (in part or as a whole)
  5. Avoid unnecessarily sharing details such as your name, address and date of birth as fraudsters can exploit this information and steal you identity

Furthermore, be sceptical and cautious before you invest your money.  If you invest your money with an unauthorised firm, you will have no protection from the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong.

Be alert to the following warning signs:-

  • being contacted out of the blue
  • promises of low risk and/or guaranteed above market returns
  • special deals just for you
  • time pressures and…
  • flattery!

We suggest:

  1. Reject unsolicited contact about investments
  2. Before investing, check the Financial Services Register to see if the firm or individual you are dealing with is authorised, and check the FCA Warning List of firms to avoid
  3. Get impartial advice before investing

Follow the link below to the FCA’s ScamSmart website for further information:

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Client testimonials

The professionalism of SDB speaks for itself. Throughout our long relationship with the firm we have been helped at every stage to plan realistically and sensibly. The quality of the advice is clear to us now, in that the plans, once distant, are now becoming a reality.- IW & JW, Cheshire
I have been a very satisfied client since 1983, throughout which time I have received excellent service. I trust the Company implicitly and take great comfort in knowing my financial matters are being managed in the best possible way, meaning I never have to worry- SEG, St Helens, Merseyside